Seven Spending Disasters on Your Wedding Day

By: Samuel Abdullah

Face it. Wedding days are one of the worst money-draining events of all time. In fact, a lot of people are forced from riches to rags on their newly married life. This is because few people really invest practically on weddings. This guide intends to warn you of the seven spending disasters you should avoid when planning your wedding. Knowing these disasters will pay off well for you and your lifetime partner.

Working within a Budget

Never plan a wedding without a budget. Know what you need to spend on. Even more important is to enumerate your source of funds. If your family is helping out, you may be able to reduce the amount of cash youre shelling out from your own pocket. Dont be overconfident with outside help though. Just draw a feasible estimate you intend to work around " nothing more, nothing less.

Pay By Credit Card Whenever Possible

Theres nothing wrong with cash payments if you have a thick wad to spare. However, when youre still expecting to receive cash from your salary which you intend to use on your wedding, you could get into deep financial trouble in the event you get a pay cut or get laid off from your job. Credit card payments are by far the more feasible form of payment. They eliminate the no-refund worries of cash purchases.

No Priorities

While you want to literally buy every accessory and detail that will make your dream wedding come alive, you only have a limited budget to work around. List down the things you want according to priorities. Its best that you get all of the basic necessities instead of ending up short on cash with an impartial number of accessories.

Paper Trailing the Estimates

As you hire various professionals for services, such as your photographer, videographer, or even a DJ, you'll want to make sure that you get estimates in writing. Look closely at what is included in those estimates. You don't want to end up paying hundreds more after the wedding because you asked for services that cost above and beyond the estimate.

Avoiding Debt

Wedding loans are your speed ticket to credit card debt. Do you want to spend the rest of your married life paying off such debt? If you dont, then avoid applying for a wedding loan at all costs. Make the necessary adjustments in your wedding preparation so you wont have to work beyond your budget. For starters, try crashing off a few names in your guest list.

Whole-Town Invites

Every head that gets invited to your big day will eat up a chunk of your budget. Youre expected to pay for each ones drinks, food and party favors. Decide whose names will be in your invitation list. A handful of carefully selected friends and family members are a lot better than a big crowd of acquaintances.

Enjoying Financial Independence

Offers to assist in financing your big day are sweet. However, if you want to avoid future headaches and unwanted advice, be a financially independent bride-to-be or groom-to-be. Spending for your big day on your own puts you in total control of the preparation.

Article Source: http://www.imarry.org/wedding-article

Samuel Abdullah is the father of six daughters who lives in a small town outside of Chicago. He is an recognized expert on wedding programs. If you have found this article to be helpful and would like more information about wedding programs, please visit weddingcostaverage.com/ today!

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